Understand Banking Today. Prepare for Banking Tomorrow.
Banking is changing rapidly. Payments are faster, money is becoming digital and tokenised, and AI is entering banking operations. PBTA explains these changes in clear, practical language, connecting them to the banking knowledge professionals already have.
NO UNNECESSARY JARGON. NO TECHNOLOGY HYPE.
What PBTA is about
Banking, explained by someone who has run the systems.
Paddy's courses are also published on Udemy. Enrol in PBTA courses through our Thinkific school.
PBTA is an online academy for banking and banking-technology professionals, founded by Padmanabhan Nair. The courses connect what is changing in banking to what practitioners already know, in plain language.
Who it is for
People working in banking operations, payments, technology, treasury and risk, and those moving into those roles.
What you learn
Six topics, from how a bank actually works to where banking roles are going next.
How it works
Enrol through our Thinkific school, then watch at your own pace, on any device.
Explore Topics
Six areas. One connected picture of banking.
01
Banking Foundations
How a bank actually works: accounts, ledgers, core systems and lending.
02
Payments and Transaction Banking
The life of a payment, from customer instruction to final settlement.
03
Banking Technology
Core platforms, APIs, cloud resilience and AI in banking operations.
04
Digital Money and Tokenisation
Tokenised deposits, stablecoins, CBDCs and settlement bridges.
05
Risk, Fraud and Controls
How frauds happen, and the controls and reporting that stop them.
06
Future of Banking
Where banking roles are going, and what to learn next.
Featured Course
Follow a payment end to end, from the moment a customer instructs it to the moment it is finally settled, and understand every system it passes through on the way.
Payment Fundamentals: From Customer Instruction to Final Settlement
14 chapters · 70 lessons · $6.99 · Online, at your own pace
WHO TEACHES THIS
Padmanabhan Nair, known as Paddy
Founder and lead instructor. Over 50 years in banking operations and technology.
50+
Years in banking
1,500+
Branches
20+
Countries
4
Tier-one banks
LEARNING PATHS
Start your journey from the role you are in.
Six paths: Payments, Banking Operations, Business Analyst, Technology, Treasury, and Risk & Compliance. Each draws on the six topics above.